Americans need Medicare For All in 2020

  • October 27, 2020
Pictured are Senator Elizabeth Warren and Senator Bernie Sanders, two major proponents of Medicare For All and former presidential candidates for the Democratic ticket in 2020.

America was in a healthcare crisis before the pandemic, with 87 million people either uninsured or under-insured, causing 30,000 people to die due to lack of medical care. Now, as COVID-19 has forced much of the American economy to shut down in a country where we tie health insurance to employment, 26 million jobless Americans in this pandemic translates to up to 35 million Americans estimated to see their healthcare coverage disappear. Even Americans who retain their health insurance could see premiums charged by insurance companies go up by 40%. The failing American healthcare system is being exacerbated by this pandemic. Though we should be seeing more Americans gaining access to healthcare now ,when more naturally need it,  the exact opposite is happening. 

In the midst of our health crisis, Trump is taking the opportunity to stack the courts against the Affordable Care Act. Amy Coney Barrett’s likely nomination will mean a 6-3 conservative majority on the Supreme Court that hears a challenge to the Affordable Care Act on November 10. With Barrett’s record of agreeing with past challenges to the Affordable Care Act, particularly Scalia’s reasoning, it is highly likely she will tip the court against it.  If the ACA is overturned, this could mean 133 million Americans could be disqualified from their health insurance due to pre-existing conditions, 21 million people would lose their health insurance, 12 million adults could lose Medicaid, 60 million people on Medicare could see higher premiums, and 2 million young people would lose coverage through their parents’ plans, according to the NY Times

Now more than ever, the US needs Medicare For All. 

Medicare For All guarantees quality health insurance to every American, alleviating much of the pain of 2020. The COVID-19 pandemic is an existential issue that can only be solved if we work together, and one person contracting the disease impacts everyone. Our health depends on the health of every other American. Even if we are only acting in our interest, universal healthcare benefits all of us. Moreover, for many patients, COVID-19 can have long-term impacts, including damage to the heart, lungs, and brain, causing more people to need continuous access to care even after the pandemic. Immediate but particularly preventative care is integral to saving thousands of lives. Empirically, universal access to healthcare saves at least 68,500 lives that would otherwise die unnecessarily. Drug prices would go down and more people would have access to life-saving pharmaceuticals like insulin, because of the ability of the government to negotiate prices on peoples’ behalfs. The market would have much less power, and the government would be incentivized by welfare rather than profit. More than that, our economy needs help, and Medicare For All actually delivers this. The current healthcare system is insanely expensive because of all of the administrative fees. That’s why when you compare our medical system to Britain’s socialized system, the average American spends $10,500 and the average British citizen pays $4,000, while Americans still have higher infant mortality and lower life expectancies. Under Medicare For All, the average American family would save $2,400 and two trillion dollars over ten years. This is because patients would no longer need to pay deductibles or coinsurance when receiving care. Even if taxes are raised to fund Medicare For All, insurance premiums are the most regressive tax possible on working class Americans. Health insurance premiums are the ultimate reason that American’s healthcare system is broken. In fact, 8 million people would not be poor if they didn’t have to pay out of pocket medical expenses. 

Our current healthcare system is driving people into poverty with no benefits for anyone but the wealthiest people in this country. A Medicare For All system solves this by eliminating premiums and out of pocket expenses. 

The idea of passing Medicare For All right now is a pipe dream. In such a divisive time, Medicare For All is easily rejectable because it carries the label of socialism, as Bernie Sanders’ 2019 bill. In an ideal world, where policy was put above party, Medicare For All would save lives and economically relieve many Americans that are facing both the health and economic ramifications of this pandemic.

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